Your Right to Financial Privacy
You have the right to know the privacy policies and practices of the financial institutions you deal with in respect to information sharing with both affiliates and nonaffiliated third parties. This notice describes our privacy policies and practices.
Definitions
We will use certain terms in this notice that are defined as the following:
- We, our and us. This will always mean DSB Investment Center.
- You and Your. This means our customers with whom we have a continuing relationship through one or more accounts, and also consumers who may use a service we provide without any real account relationship.
- Publicly available information. Information that is lawfully available to the general public from official public records (such as real estate records or securities filings), information from widely distributed media (such as telephone books, television, radio or newspaper) or information that is required to be disclosed to the general public by Federal, State or Local law (such as securities filings).
- Nonpublic personal information. Personally identifiable financial information that is not available from public sources (as described above).
- Affiliate. Any company under common control with another company.
- Nonaffiliated third party. Any person(s) or corporate entity that is not an affiliate or is not a joint employee of a financial institution or third party.
- Consumer Reporting Agency. A person or business which makes a practice of collecting and evaluating consumer credit information for the purpose of furnishing consumer reports to third parties.
Privacy Notice
Categories of Information We Collect
We collect nonpublic personal information about you from the following sources:
-Information we receive from you on applications and other forms;
-Information about your transactions with us, our affiliates or other;
-Information we receive from a consumer reporting agency.
Categories of Information We May Disclose About You
We do not disclose any nonpublic personal information about our customers, or former customers, except as permitted by law.
Confidentiality and Security
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.
We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
We are committed to protecting your privacy. Our website is a great way to find out more about our services, access informative articles, market information and financial calculators. We will not collect any personal, identifiable information without your knowledge.
Identifiable information can be broken up into two categories, personal and non-personal information.
Non-personal information
Our site creates a temporary data file commonly known as a cookie, which allows you to view some of our disclosure information. It may also track the areas of our website that you visit. However, when you close your browser this cookie is automatically deleted from your system. We may collect information regarding the internet provider from which you are connecting to our site, such as AOL or MSN. We may also track the website from which you linked to our site. This information is used statistically and not to identify individuals.
Personal Information
You can visit the site and remain anonymous by not providing any personal information. However, you may choose to share this information by completing applications, online forms or requesting that we contact you. Personal information includes, but is not limited to name, address, phone number, and email address. All forms are located in secured areas of our website.
When using secure areas of this website to provide or access your personal information, the information is encrypted, making it indecipherable to third parties. Your browser will indicate that you are in a secure area by displaying a locked padlock in the bottom of the screen. Internet connections cannot be guaranteed to be 100% secure. We have taken all reasonable measures to protect the information entered and accessed on the website. However, we cannot be liable for unintentional disclosure of information.
Other sites linked to this site are not covered under this privacy agreement.
Changes to this policy
Future changes may be made to our privacy policy. If you are a client, we will not make any changes without first sending you a revised policy. Those changes will also be addressed on this website, which reflects the correct privacy policy.